A Place to Come Home To: How to Own Property in Bali as a Foreigner

A Place to Come Home To: How to Own Real Estate in Bali for Foreigners

Bali real estate for foreigners is no longer just a niche topic — it’s a rising trend. Whether you’re dreaming of a seaside villa, a tropical retreat, or an investment property, buying real estate in Bali as a foreigner is absolutely possible. This guide explains the legal structures, the step-by-step process, and introduces you to an emerging opportunity in North Bali: The Havana Estate in Lovina.

There’s something about Bali that doesn’t just stay with you — it changes you. Mornings stretch longer. Meals feel slower. The light moves differently.

For many international buyers, it’s no longer just a destination. It’s an extension of self — and now, more than ever, it’s a place to return to again and again.

But when it comes to owning real estate in Bali for foreigners, the dream needs to be matched by structure. The good news? That path exists — clear, secure, and increasingly tailored to international investors.

What Foreigners Need to Know About Buying in Bali

Indonesian law does not currently allow foreigners to directly hold freehold land. But that hasn’t stopped thousands from owning homes, villas, and investments across the island — legally, confidently, and with full usage rights.

There are two primary routes for property ownership as a foreigner:

1. Leasehold Title (Hak Sewa)

This is the most straightforward and widely-used model among international buyers. Leasehold agreements typically last 25 to 80 years, with extensions.

You have full rights to build, renovate, rent, or resell the property within your lease term — and unlike many short-term overseas ownership models, you retain control from start to finish.

Perfect for:

• Personal holiday homes

• Retirement or second residences

• Income-generating villas and apartments

Properties like private villas or resort suites often come ready for leasehold ownership, with contracts structured and registered through licensed notaries.

2. Foreign-Owned Company (PT PMA)

If your goals extend beyond personal use — perhaps a hospitality concept, wellness brand, or boutique development — setting up a PT PMA (foreign-owned company) is the path.

This company can hold land under Right to Build (HGB) or Right to Use (Hak Pakai) titles, offering a secure legal footing for longer-term ownership and scale.

Recommended for:

• Commercial developments

• High-value or multi-unit portfolios

• Business owners investing in Bali’s tourism economy

🏝 Spotlight: The Havana Estate, Lovina

Up on Bali’s peaceful north coast — where the black sand meets a slower tide — The Havana Estate offers something rare: a chance to invest in private tropical living without the chaos of overcrowded beach towns.

Here, you’ll find:

• Beautifully crafted private villas set among coconut groves

• Fully serviced hotel suites designed for owners and guests

• A curated lifestyle with spa, dining, and concierge services

• Ownership opportunities available on leasehold with full management

This is Bali for those who prefer mornings without noise, and nights under quiet skies. The Havana Estate is especially appealing for those seeking a turnkey retreat — or a well-positioned income-generating asset.

Click here to see availability – Havana Estates – Hotel Studios and Villas 

📋 What the Purchase Process Looks Like

1. Define your goals — lifestyle, income, or both?

2. Select the right ownership model (Leasehold or PT PMA)

3. Choose your property — whether land, villa, or managed suite

4. Conduct legal due diligence with a registered notary

5. Structure and sign contracts — typically with staged payments

6. Receive certified ownership documents — and step into your new space

💡 Additional Costs to Be Aware Of

These figures vary by location, property type, and structure — but transparency is standard in well-managed developments.

🌍 Why Now?

While Bali’s southern coastlines continue to thrive, North Bali is emerging as a sanctuary for buyers who seek space, nature, and long-term value. Locations like Lovina offer:

• Competitive property prices

• Strong future appreciation as infrastructure grows

• Authentic cultural immersion

• Access to wellness and eco-tourism markets

And with foreign demand rising post-pandemic, 2025 marks a window of quiet opportunity before the next wave of growth crests.

📩 Thinking of Investing in Bali?

Owning here isn’t just a financial decision. It’s a lifestyle one. Whether you envision a tranquil retreat, a savvy portfolio addition, or a base for future living, Bali offers more than a return — it offers a rhythm.

Reach out to our team to explore curated opportunities like The Havana Estate, and let’s begin your journey to owning something truly special.

Contact us!