{"id":7767,"date":"2025-06-12T14:44:43","date_gmt":"2025-06-12T10:44:43","guid":{"rendered":"https:\/\/tropicalriviera.com\/?p=7767"},"modified":"2026-02-01T21:15:15","modified_gmt":"2026-02-01T17:15:15","slug":"a-place-to-come-home-to-how-to-own-property-in-bali-as-a-foreigner","status":"publish","type":"post","link":"https:\/\/tropicalriviera.com\/fr\/a-place-to-come-home-to-how-to-own-property-in-bali-as-a-foreigner\/","title":{"rendered":"Un endroit o\u00f9 rentrer \u00e0 la maison : comment devenir propri\u00e9taire \u00e0 Bali en tant qu'\u00e9tranger"},"content":{"rendered":"<div class=\"flex basis-auto flex-col -mb-(--composer-overlap-px) [--composer-overlap-px:24px] grow overflow-hidden\">\n<div class=\"relative h-full\">\n<div class=\"flex h-full flex-col overflow-y-auto [scrollbar-gutter:stable_both-edges] @[84rem]\/thread:pt-(--header-height)\">\n<div class=\"@thread-xl\/thread:pt-header-height mt-1.5 flex flex-col text-sm pb-25\">\n<article class=\"text-token-text-primary w-full\" dir=\"auto\" data-testid=\"conversation-turn-18\" data-scroll-anchor=\"true\">\n<div class=\"text-base my-auto mx-auto py-5 [--thread-content-margin:--spacing(4)] @[37rem]:[--thread-content-margin:--spacing(6)] @[72rem]:[--thread-content-margin:--spacing(16)] px-(--thread-content-margin)\">\n<div class=\"[--thread-content-max-width:32rem] @[34rem]:[--thread-content-max-width:40rem] @[64rem]:[--thread-content-max-width:48rem] mx-auto flex max-w-(--thread-content-max-width) flex-1 text-base gap-4 md:gap-5 lg:gap-6 group\/turn-messages focus-visible:outline-hidden\" tabindex=\"-1\">\n<div class=\"group\/conversation-turn relative flex w-full min-w-0 flex-col agent-turn\">\n<div class=\"relative flex-col gap-1 md:gap-3\">\n<div class=\"flex max-w-full flex-col grow\">\n<div class=\"min-h-8 text-message relative flex w-full flex-col items-end gap-2 text-start break-words whitespace-normal [.text-message+&amp;]:mt-5\" dir=\"auto\" data-message-author-role=\"assistant\" data-message-id=\"ae50c448-e7b4-489d-b48b-d213f1513a7a\" data-message-model-slug=\"gpt-4o\">\n<div class=\"flex w-full flex-col gap-1 empty:hidden first:pt-[3px]\">\n<div class=\"markdown prose dark:prose-invert w-full break-words light\">\n<h5 data-start=\"784\" data-end=\"857\">A Place to Come Home To: How to Own Real Estate in Bali for Foreigners<\/h5>\n<p>Bali real estate for foreigners is no longer just a niche topic \u2014 it\u2019s a rising trend. Whether you\u2019re dreaming of a seaside villa, a tropical retreat, or an investment property, buying real estate in Bali as a foreigner is absolutely possible. This guide explains the legal structures, the step-by-step process, and introduces you to an emerging opportunity in North Bali: The Havana Estate in Lovina.<\/p>\n<p data-start=\"859\" data-end=\"1010\">There\u2019s something about Bali that doesn\u2019t just stay with you \u2014 it changes you. Mornings stretch longer. Meals feel slower. The light moves differently.<\/p>\n<p data-start=\"1012\" data-end=\"1173\">For many international buyers, it\u2019s no longer just a destination. It\u2019s an extension of self \u2014 and now, more than ever, it\u2019s a place to return to again and again.<\/p>\n<p data-start=\"1175\" data-end=\"1386\">But when it comes to owning real estate in Bali for foreigners, the dream needs to be matched by structure. The good news? That path exists \u2014 clear, secure, and increasingly tailored to international investors.<\/p>\n<hr data-start=\"1388\" data-end=\"1391\" \/>\n<h5 data-start=\"1393\" data-end=\"1450\">What Foreigners Need to Know About Buying in Bali<\/h5>\n<p data-start=\"1452\" data-end=\"1681\">Indonesian law does not currently allow foreigners to directly hold freehold land. But that hasn\u2019t stopped thousands from owning homes, villas, and investments across the island \u2014 legally, confidently, and with full usage rights.<\/p>\n<p data-start=\"1683\" data-end=\"1750\">There are two primary routes for property ownership as a foreigner:<\/p>\n<h5 data-start=\"1757\" data-end=\"1793\">1. Leasehold Title (Hak Sewa)<\/h5>\n<p data-start=\"1795\" data-end=\"1957\">This is the most straightforward and widely-used model among international buyers. Leasehold agreements typically last 25 to 80 years, with extensions.<\/p>\n<p data-start=\"1959\" data-end=\"2148\">You have full rights to build, renovate, rent, or resell the property within your lease term \u2014 and unlike many short-term overseas ownership models, you retain control from start to finish.<\/p>\n<p data-start=\"2150\" data-end=\"2162\">Perfect for:<\/p>\n<ul data-start=\"2163\" data-end=\"2269\">\n<li data-start=\"2163\" data-end=\"2189\">\n<p data-start=\"2165\" data-end=\"2189\">Personal holiday homes<\/p>\n<\/li>\n<li data-start=\"2190\" data-end=\"2225\">\n<p data-start=\"2192\" data-end=\"2225\">Retirement or second residences<\/p>\n<\/li>\n<li data-start=\"2226\" data-end=\"2269\">\n<p data-start=\"2228\" data-end=\"2269\">Income-generating villas and apartments<\/p>\n<\/li>\n<\/ul>\n<blockquote data-start=\"2271\" data-end=\"2430\">\n<p data-start=\"2273\" data-end=\"2430\">Properties like private villas or resort suites often come ready for leasehold ownership, with contracts structured and registered through licensed notaries.<\/p>\n<\/blockquote>\n<hr data-start=\"2432\" data-end=\"2435\" \/>\n<h5 data-start=\"2437\" data-end=\"2477\">2. Foreign-Owned Company (PT PMA)<\/h5>\n<p data-start=\"2479\" data-end=\"2655\">If your goals extend beyond personal use \u2014 perhaps a hospitality concept, wellness brand, or boutique development \u2014 setting up a PT PMA (foreign-owned company) is the path.<\/p>\n<p data-start=\"2657\" data-end=\"2823\">This company can hold land under Right to Build (HGB) or Right to Use (Hak Pakai) titles, offering a secure legal footing for longer-term ownership and scale.<\/p>\n<p data-start=\"2825\" data-end=\"2841\">Recommended for:<\/p>\n<ul data-start=\"2842\" data-end=\"2965\">\n<li data-start=\"2842\" data-end=\"2869\">\n<p data-start=\"2844\" data-end=\"2869\">Commercial developments<\/p>\n<\/li>\n<li data-start=\"2870\" data-end=\"2909\">\n<p data-start=\"2872\" data-end=\"2909\">High-value or multi-unit portfolios<\/p>\n<\/li>\n<li data-start=\"2910\" data-end=\"2965\">\n<p data-start=\"2912\" data-end=\"2965\">Business owners investing in Bali\u2019s tourism economy<\/p>\n<\/li>\n<\/ul>\n<hr data-start=\"2967\" data-end=\"2970\" \/>\n<h5 data-start=\"2972\" data-end=\"3014\">\ud83c\udfdd Spotlight: The Havana Estate, Lovina<\/h5>\n<p data-start=\"3016\" data-end=\"3235\">Up on Bali\u2019s peaceful north coast \u2014 where the black sand meets a slower tide \u2014 The Havana Estate offers something rare: a chance to invest in private tropical living without the chaos of overcrowded beach towns.<\/p>\n<p data-start=\"3237\" data-end=\"3255\">Here, you\u2019ll find:<\/p>\n<ul data-start=\"3256\" data-end=\"3525\">\n<li data-start=\"3256\" data-end=\"3323\">\n<p data-start=\"3258\" data-end=\"3323\">Beautifully crafted private villas set among coconut groves<\/p>\n<\/li>\n<li data-start=\"3324\" data-end=\"3390\">\n<p data-start=\"3326\" data-end=\"3390\">Fully serviced hotel suites designed for owners and guests<\/p>\n<\/li>\n<li data-start=\"3391\" data-end=\"3455\">\n<p data-start=\"3393\" data-end=\"3455\">A curated lifestyle with spa, dining, and concierge services<\/p>\n<\/li>\n<li data-start=\"3456\" data-end=\"3525\">\n<p data-start=\"3458\" data-end=\"3525\">Ownership opportunities available on leasehold with full management<\/p>\n<\/li>\n<\/ul>\n<p data-start=\"3527\" data-end=\"3740\">This is Bali for those who prefer mornings without noise, and nights under quiet skies. The Havana Estate is especially appealing for those seeking a turnkey retreat \u2014 or a well-positioned income-generating asset.<\/p>\n<p data-start=\"3527\" data-end=\"3740\">Click here to see availability &#8211; <a href=\"https:\/\/tropicalriviera.com\/label\/havana-estate-lovina-bali\/\">Havana Estates &#8211; Hotel Studios and Villas\u00a0<\/a><\/p>\n<hr data-start=\"3742\" data-end=\"3745\" \/>\n<h5 data-start=\"3747\" data-end=\"3789\">\ud83d\udccb What the Purchase Process Looks Like<\/h5>\n<ol data-start=\"3791\" data-end=\"4190\">\n<li data-start=\"3791\" data-end=\"3847\">\n<p data-start=\"3794\" data-end=\"3847\">Define your goals \u2014 lifestyle, income, or both?<\/p>\n<\/li>\n<li data-start=\"3848\" data-end=\"3911\">\n<p data-start=\"3851\" data-end=\"3911\">Select the right ownership model (Leasehold or PT PMA)<\/p>\n<\/li>\n<li data-start=\"3912\" data-end=\"3981\">\n<p data-start=\"3915\" data-end=\"3981\">Choose your property \u2014 whether land, villa, or managed suite<\/p>\n<\/li>\n<li data-start=\"3982\" data-end=\"4043\">\n<p data-start=\"3985\" data-end=\"4043\">Conduct legal due diligence with a registered notary<\/p>\n<\/li>\n<li data-start=\"4044\" data-end=\"4114\">\n<p data-start=\"4047\" data-end=\"4114\">Structure and sign contracts \u2014 typically with staged payments<\/p>\n<\/li>\n<li data-start=\"4115\" data-end=\"4190\">\n<p data-start=\"4118\" data-end=\"4190\">Receive certified ownership documents \u2014 and step into your new space<\/p>\n<\/li>\n<\/ol>\n<hr data-start=\"4192\" data-end=\"4195\" \/>\n<h5 data-start=\"4197\" data-end=\"4234\">\ud83d\udca1 Additional Costs to Be Aware Of<\/h5>\n<div class=\"_tableContainer_16hzy_1\">\n<div class=\"_tableWrapper_16hzy_14 group flex w-fit flex-col-reverse\" tabindex=\"-1\">\n<table class=\"w-fit min-w-(--thread-content-width)\" data-start=\"4236\" data-end=\"4612\">\n<thead data-start=\"4236\" data-end=\"4297\">\n<tr data-start=\"4236\" data-end=\"4297\">\n<th data-start=\"4236\" data-end=\"4262\" data-col-size=\"sm\">Item<\/th>\n<th data-start=\"4262\" data-end=\"4297\" data-col-size=\"sm\">Estimate<\/th>\n<\/tr>\n<\/thead>\n<tbody data-start=\"4361\" data-end=\"4612\">\n<tr data-start=\"4361\" data-end=\"4423\">\n<td data-start=\"4361\" data-end=\"4387\" data-col-size=\"sm\">Notary &amp; legal services<\/td>\n<td data-col-size=\"sm\" data-start=\"4387\" data-end=\"4423\">1%\u20132% of property value<\/td>\n<\/tr>\n<tr data-start=\"4424\" data-end=\"4486\">\n<td data-start=\"4424\" data-end=\"4450\" data-col-size=\"sm\">Transfer tax (BPHTB)<\/td>\n<td data-col-size=\"sm\" data-start=\"4450\" data-end=\"4486\">5%<\/td>\n<\/tr>\n<tr data-start=\"4487\" data-end=\"4549\">\n<td data-start=\"4487\" data-end=\"4513\" data-col-size=\"sm\">Annual land tax (PBB)<\/td>\n<td data-col-size=\"sm\" data-start=\"4513\" data-end=\"4549\">Approx. $100\u2013$300 for villas<\/td>\n<\/tr>\n<tr data-start=\"4550\" data-end=\"4612\">\n<td data-start=\"4550\" data-end=\"4576\" data-col-size=\"sm\">Lease renewal options<\/td>\n<td data-col-size=\"sm\" data-start=\"4576\" data-end=\"4612\">Pre-negotiated in contract<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<div class=\"sticky end-(--thread-content-margin) h-0 self-end select-none\">\n<div class=\"absolute end-0 flex items-end\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<p data-start=\"4614\" data-end=\"4758\">These figures vary by location, property type, and structure \u2014 but transparency is standard in well-managed developments.<\/p>\n<hr data-start=\"4760\" data-end=\"4763\" \/>\n<h5 data-start=\"4765\" data-end=\"4779\">\ud83c\udf0d Why Now?<\/h5>\n<p data-start=\"4781\" data-end=\"4960\">While Bali\u2019s southern coastlines continue to thrive, North Bali is emerging as a sanctuary for buyers who seek space, nature, and long-term value. Locations like Lovina offer:<\/p>\n<ul data-start=\"4962\" data-end=\"5128\">\n<li data-start=\"4962\" data-end=\"4993\">\n<p data-start=\"4964\" data-end=\"4993\">Competitive property prices<\/p>\n<\/li>\n<li data-start=\"4994\" data-end=\"5048\">\n<p data-start=\"4996\" data-end=\"5048\">Strong future appreciation as infrastructure grows<\/p>\n<\/li>\n<li data-start=\"5049\" data-end=\"5081\">\n<p data-start=\"5051\" data-end=\"5081\">Authentic cultural immersion<\/p>\n<\/li>\n<li data-start=\"5082\" data-end=\"5128\">\n<p data-start=\"5084\" data-end=\"5128\">Access to wellness and eco-tourism markets<\/p>\n<\/li>\n<\/ul>\n<p data-start=\"5130\" data-end=\"5259\">And with foreign demand rising post-pandemic, 2025 marks a window of quiet opportunity before the next wave of growth crests.<\/p>\n<hr data-start=\"5261\" data-end=\"5264\" \/>\n<h5 data-start=\"5266\" data-end=\"5302\">\ud83d\udce9 Thinking of Investing in Bali?<\/h5>\n<p data-start=\"5304\" data-end=\"5525\">Owning here isn\u2019t just a financial decision. It\u2019s a lifestyle one. Whether you envision a tranquil retreat, a savvy portfolio addition, or a base for future living, Bali offers more than a return \u2014 it offers a rhythm.<\/p>\n<blockquote data-start=\"5527\" data-end=\"5675\">\n<p data-start=\"5529\" data-end=\"5675\">Reach out to our team to explore curated opportunities like The Havana Estate, and let\u2019s begin your journey to owning something truly special.<\/p>\n<\/blockquote>\n\n<div class=\"wpcf7 no-js\" id=\"wpcf7-f11420-o1\" lang=\"en-US\" dir=\"ltr\" data-wpcf7-id=\"11420\">\n<div class=\"screen-reader-response\"><p role=\"status\" aria-live=\"polite\" aria-atomic=\"true\"><\/p> <ul><\/ul><\/div>\n<form action=\"\/fr\/wp-json\/wp\/v2\/posts\/7767#wpcf7-f11420-o1\" method=\"post\" class=\"wpcf7-form init\" aria-label=\"Contact form\" novalidate=\"novalidate\" data-status=\"init\">\n<fieldset class=\"hidden-fields-container\"><input type=\"hidden\" name=\"_wpcf7\" value=\"11420\" \/><input type=\"hidden\" name=\"_wpcf7_version\" value=\"6.1.6\" \/><input type=\"hidden\" name=\"_wpcf7_locale\" value=\"en_US\" \/><input type=\"hidden\" name=\"_wpcf7_unit_tag\" value=\"wpcf7-f11420-o1\" \/><input type=\"hidden\" name=\"_wpcf7_container_post\" value=\"0\" \/><input type=\"hidden\" name=\"_wpcf7_posted_data_hash\" value=\"\" \/>\n<\/fieldset>\n<div class=\"luxury-form\">\n\t<h3>Private Enquiry\n\t<\/h3>\n\t<p class=\"luxury-intro\"><br \/>\nAccess select international opportunities curated to your objectives.\n\t<\/p>\n\t<p><label>Full Name<br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"your-name\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required\" aria-required=\"true\" aria-invalid=\"false\" value=\"\" type=\"text\" name=\"your-name\" \/><\/span><\/label>\n\t<\/p>\n\t<p><label>Email Address<br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"your-email\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-email wpcf7-validates-as-required wpcf7-text wpcf7-validates-as-email\" aria-required=\"true\" aria-invalid=\"false\" value=\"\" type=\"email\" name=\"your-email\" \/><\/span><\/label>\n\t<\/p>\n\t<p><label>WhatsApp \/ Mobile (include country code)<br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"your-phone\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-tel wpcf7-validates-as-required wpcf7-text wpcf7-validates-as-tel\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"+44 7123 456789\" value=\"\" type=\"tel\" name=\"your-phone\" \/><\/span><\/label>\n\t<\/p>\n\t<p><label>Preferred Location<br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"location\"><select class=\"wpcf7-form-control wpcf7-select wpcf7-validates-as-required\" aria-required=\"true\" aria-invalid=\"false\" name=\"location\"><option value=\"\">&#8212;Please choose an option&#8212;<\/option><option value=\"Mauritius\">Mauritius<\/option><option value=\"Dubai\">Dubai<\/option><option value=\"Al Marjan Island, Ras Al Khaimah\">Al Marjan Island, Ras Al Khaimah<\/option><option value=\"Oman\">Oman<\/option><option value=\"Bali, Indonesia\">Bali, Indonesia<\/option><option value=\"Spain\">Spain<\/option><option value=\"Saudi Arabia\">Saudi Arabia<\/option><option value=\"Zanzibar, Tanzania\">Zanzibar, Tanzania<\/option><\/select><\/span><\/label>\n\t<\/p>\n\t<p><label>Investment Objective<br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"objective\"><select class=\"wpcf7-form-control wpcf7-select wpcf7-validates-as-required\" aria-required=\"true\" aria-invalid=\"false\" name=\"objective\"><option value=\"\">&#8212;Please choose an option&#8212;<\/option><option value=\"Lifestyle Residence\">Lifestyle Residence<\/option><option value=\"Investment Property\">Investment Property<\/option><option value=\"Portfolio Diversification\">Portfolio Diversification<\/option><option value=\"Second Home \/ Residency\">Second Home \/ 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dir=\"auto\">\n<div><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/article>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>A Place to Come Home To: How to Own Real Estate in Bali for Foreigners Bali real estate for foreigners is no longer just a niche topic \u2014 it\u2019s a rising trend. Whether you\u2019re dreaming of a seaside villa, a tropical retreat, or an investment property, buying real estate in Bali as a foreigner is [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":7768,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[558],"tags":[440,434,439,446,441,436,442,435,437,438,443,444,445],"class_list":["post-7767","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-bali-featured","tag-bali-property-guide","tag-bali-real-estate-for-foreigners","tag-bali-villa-investment-for-foreigners","tag-buy-vacation-home-in-bali","tag-foreign-investment-indonesia","tag-foreign-ownership-bali","tag-havana-estate-bali","tag-how-to-buy-property-in-bali-as-a-foreigner","tag-leasehold-property-bali","tag-pt-pma-bali-real-estate","tag-retire-in-bali","tag-second-home-in-bali","tag-tropical-real-estate-for-expats"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.0 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Bali Real Estate for Foreigners: How to Buy<\/title>\n<meta name=\"description\" content=\"Bali real estate for foreigners made simple. 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